Mobility & Vehicles calculators in Spain 2026
From calculating the real cost of a traffic fine to evaluating whether switching to electric saves money, these tools cover everything vehicle-related in Spain. The traffic fine calculator applies the official DGT sanction catalogue. The company car calculator determines the benefit-in-kind under Ley 35/2006 del IRPF: 20% of the vehicle's market value per year. The MOVES III calculator applies current grants for electric vehicles.
The DGT (Directorate General of Traffic) manages the points system and sanction catalogue. The AEAT governs vehicle benefit-in-kind taxation. The IDAE manages the MOVES III scheme. The Ministerio de Hacienda sets IVTM (vehicle road tax) limits, with municipalities setting the actual rate.
Expats in Spain commonly ask: how much is my traffic fine and can I get a discount?, how does my company car affect my taxes?, or is an electric car worth it in Spain? The answers depend on your specific vehicle, location, and tax situation.
All Mobility & Vehicles calculators
26 calculatorsVehicle Road Tax (IVTM)
Annual IVTM based on fiscal horsepower and your municipality.
Company Car Tax Calculator
IRPF benefit-in-kind for company car use: 20% of market value/year.
Company Bicycle Benefit
IRPF and SS exemption for employer-provided bicycle for commuting.
MOVES III Subsidies Calculator
MOVES III grants for electric and plug-in hybrid vehicles in 2026.
CO2 Emissions Tax (IEDMT)
Registration tax on new vehicles by CO2 emissions and sale price.
Traffic Fine Calculator (DGT)
Spanish traffic fine amount by infraction type per the official DGT list.
Speeding Fine Calculator
Fine amount and points lost by speed excess level in 2026.
Safe Following Distance Fine
€200 fine and 4 points for insufficient following distance.
Red Light Fine Calculator
Very serious infraction for running a red light: €500–€1,000 and 6 points.
Parking Fines Calculator
Illegal parking sanctions by municipal ordinance and ORA zone.
Mobile Phone While Driving Fine
€200 fine and 6 points for using a mobile phone while driving.
Expired MOT (ITV) Fine
Fine for driving with an expired or failed ITV: €200–€500.
Drink-Driving Fines Calculator
Administrative and criminal sanctions for exceeding the alcohol limit.
Driving Licence Points (DGT)
Points balance after infractions and how to recover them.
Tyre Equivalence (MOT Homologation)
Approved equivalent tyres for your vehicle's original specifications.
Fuel Cost Calculator (Journey)
Fuel cost for a trip by consumption, distance, and fuel price.
Fuel Consumption Calculator
Real L/100 km consumption from distance driven and litres filled.
Vehicle Leasing (Renting) Calculator
Monthly renting or leasing instalment and total cost of ownership.
Car Loan Calculator
Monthly payment and total interest on a car purchase loan.
Electric vs Combustion Comparison
Total cost of ownership over 5 and 10 years: electric vs petrol/diesel.
Cycling-to-Work Savings
Annual savings on fuel, parking, and public transport by commuting by bike.
Car Residual Value (Depreciation)
Market value at 1, 3, 5, and 10 years by brand, model, and mileage.
Car Insurance Premium Estimator
Indicative annual car insurance premium by driver profile and vehicle.
EV Charging Time & Cost
Charging time and kWh cost by battery capacity, charger power, and electricity tariff.
kW to HP Converter
Convert kilowatts to horsepower and vice versa for any vehicle.
Braking Distance Calculator
Stopping distance at different speeds and road conditions.
What to watch out for
Pay your Spanish traffic fine within 20 days to get an automatic 50% discount
All Spanish traffic fines offer a 50% discount if paid within 20 calendar days of notification, except for very serious infractions involving licence suspension. A €200 fine becomes €100. Note that early payment implies waiving your right to appeal — check for procedural defects first.
A company car generates IRPF benefit-in-kind even if you only use it for work
Any mixed-use company car (work and personal) generates a benefit-in-kind of 20% of the vehicle's new market value per year, reducible to 15% for electric vehicles or 10% for low-emission vehicles. This adds directly to your taxable income. The company car calculator shows the exact payslip impact.
Exceeding 30 km/h over the limit in an urban area is always a very serious infraction
Spanish speed infractions have three levels: minor (up to 20 km/h excess), serious (21–30 km/h), and very serious (over 30 km/h in urban areas, over 40 km/h on interurban roads). Very serious infractions carry up to 6 points deducted and do not qualify for the 50% early-payment discount.
MOVES III can cover up to 35% of the price of an electric vehicle in Spain in 2026
The MOVES III scheme provides up to €7,000 for BEV electric vehicles and up to €5,000 for plug-in hybrids when scrapping an older vehicle. Without scrapping, limits drop to €4,500 and €3,000. Some Autonomous Communities add supplementary grants on top.
Key 2026 figures
Traffic fines 2026
Vehicle tax & grant parameters 2026
Frequently asked questions
How many points can I lose on my Spanish driving licence?
The starting balance is 12 points (novice drivers start with 8). Serious infractions deduct 2–4 points and very serious ones deduct 6 points. Points can be recovered by completing approved courses: up to 6 points with one course if you still have your full balance, or up to 12 points after losing everything and having 2 clean years.
How much does car insurance cost for a 25-year-old in Spain?
For a 25-year-old with a new licence, comprehensive insurance typically costs between €800 and €1,800/year depending on vehicle, zone, and history. Third-party only can be €300–€600. The bonus-malus system progressively reduces premiums for claims-free years. The car insurance estimator gives an indicative premium.
How much does it cost to charge an electric car at home in Spain?
With a standard domestic socket (2.3 kW), a 60 kWh battery takes approximately 26 hours for a full charge. With a home wallbox (7.4 kW), about 8 hours. With a DC fast charger (50 kW), you can reach 80% in ~45 minutes. At a typical home tariff of €0.15/kWh, a full 60 kWh charge costs approximately €9.
Is it worth switching to an electric car in Spain in 2026?
For drivers covering more than 12,000 km/year with home charging, the total cost of ownership typically favours electric at 5–7 years including MOVES III grants. Annual fuel savings vs petrol can exceed €1,500. For low-mileage city drivers without home charging, the calculation is less favourable.
Does a company car affect my gross salary in Spain?
Yes. The benefit-in-kind is 20% of the new market value per year (15% for BEV, 10% for low-emission). For a €30,000 car, this adds €6,000 to your taxable income. At a 30% marginal rate, the real annual tax cost to you is €1,800. This appears on your payslip under "retribución en especie".